Control Your Debt Without Going Under Debt Review
We offer attorney-led debt restructuring solutions for South Africans who need relief from debt pressure while maintaining greater financial flexibility. Through our proven Score Fix Plan, qualifying clients can work towards a more manageable debt solution without being placed under debt review.
With more than 35 years of debt handling experience and thousands of South Africans assisted, we help clients regain control of their finances through professional legal support, creditor negotiations, and structured repayment solutions.
Why Choose This Plan?
This is not Debt Review: you stay in control of your finances, and your credit file isn’t listed under a review programme.
Attorney‑led process: fully legal and professional.
You pay less each month, so you have money for daily needs.
As your situation improves, so can your credit score.
Start without any upfront cost.
Example
If you’re paying R10 000 every month to creditors (excluding car + home loans)…
With us you only pay R3 000 p/m
That means an extra R7 000 p/m CASH in your pocket for:
Rent
Groceries
School fees
And more
Process
Complete Your Assessment
Provide basic information about your financial situation
Speak To A Debtwinner Specialist
A consultant will review your circumstances and discuss available options.
Receive A Personalised Solution
If you qualify, Debtwinner will explain the most suitable path forward.
Start Taking Back Control
Begin working towards a more manageable financial future with professional support.
Take The First Step Towards Financial Freedom
Fill out the form below to start your journey to better financial control and relief.
Frequently asked questions
No. Debtwinner's debt restructuring solution is designed as an alternative to debt review for qualifying consumers.
You may be eligible for a booster loan from month 3 on our Score Fix Plan.
No, our process is handled by attorneys without lengthy court procedures.
Yes, as you make reduced payments you can begin rebuilding your financial profile.
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